Mr. Chatsworth’s Frankly Speaking: San Fernando Valley Homes with Frank Spencer

Mortgage Rates May Drop Soon-Here's Why!

Did the Federal Reserve make mistakes that drove mortgage rates higher than necessary? In this episode, I break down Fed Chair Jerome Powell’s recent admission about pandemic-era policy missteps, explain how these decisions impacted the housing market, and discuss what it could mean for buyers and homeowners today.
You’ll learn:
How the Fed’s bond-buying fueled higher interest rates
Why the housing market overheated despite low supply
Potential Fed actions that could lower mortgage rates soon
Opportunities for buyers to enter the market and homeowners to refinance
Whether you’re a first-time homebuyer, looking to refinance, or just curious about how economic policy affects real estate, this episode is packed with insights you won’t want to miss.
📘 Grab your free eBook: “Avoiding A Failed Sale...How To Sell Smart And, Walk Away Without Regret” Download here
Keywords: Federal Reserve, Mortgage Rates 2025, Jerome Powell, Housing Market Update, Interest Rates Rising
#MortgageRates #FedMistakes #HousingMarket2025 #JeromePowell #HomeBuyingTips

The California Exodus, What It Means For Valley Home Sellers

Are Californians really leaving the San Fernando Valley? And what does this mean for homeowners in Porter Ranch, Chatsworth, and Northridge?
In this episode, Frank Spencer, your local Valley REALTOR®, dives into the latest migration trends in California, breaking down:
Why people are leaving the state and moving to areas like Texas, Arizona, and Idaho
How housing costs, high taxes, and local job market trends are driving the outflow
Who is returning and why they come back, creating opportunities for home sellers
Strategies to position your home for sale in today’s California real estate market
Whether you’re a Porter Ranch homeowner, Chatsworth resident, or interested in San Fernando Valley real estate trends, this episode provides actionable insights and data-driven guidance.
📊 Key Takeaways / Evidence:
California population outflow (~407,000 residents in 2021–22) – Stanford / SIEPR
Statewide and local net migration trends – California Department of Finance
Job market and unemployment analysis – Bureau of Labor Statistics & PPIC
Housing affordability and policy impacts – CalMatters
Fast-food wage laws and local employment shifts
 
📘 Grab my free eBook: https://mrchatsworth.com/ebook
#CaliforniaExodus #PorterRanchRealEstate #ChatsworthHomes #SanFernandoValley #HousingMarket2025 #CaliforniaMigration #HomeSellingTips #ValleyRealEstateTrends #FrankSpencerRealtor #RealEstatePodcast
 

Porter Ranch & Chatsworth Housing Market 2025 | The Unexpected Surprise

Episode Description:The 2025 Porter Ranch and Chatsworth housing markets are full of surprises — and it’s not the crash some were expecting. In this episode, Frank Spencer (Mr. Chatsworth) breaks down the data behind the unexpected boost we’re seeing in local real estate activity.
As the market moves through the typical five-season real estate cycle, inventory is dropping — but buyer demand is rising. Why? Because mortgage rates have quietly been trending down, even without major action from the Fed.
Frank explains how the relationship between the 10-year Treasury bond and mortgage rates is driving this shift, why rates are inching closer to 6%, and how that number might just be the magic trigger for a strong 2026 housing market.
Whether you’re a home seller in Porter Ranch, a buyer in Chatsworth, or simply keeping an eye on San Fernando Valley real estate, this episode gives you the facts — not the fear.
In This Episode:🏠 How the 5 real estate seasons impact listings and buyer activity📉 Why mortgage rates are dropping despite the Fed’s policies📊 The 10-year Treasury bond connection to home loans📈 What a 6% mortgage rate could mean for the 2026 market💡 Local insights for Porter Ranch, Chatsworth, Northridge, and beyond
📘 FREE eBook for Home Sellers:Get my free guide and learn how to prepare, price, and position your home for maximum value → https://MrChatsworth.com/ebook
Connect with Frank Spencer — Mr. Chatsworth:🌐 Website📘 Facebook📸 Instagram💼 LinkedIn📌 Pinterest▶️ YouTube
Keywords:Porter Ranch housing market 2025, Chatsworth homes, mortgage rates 2025, North Valley real estate, San Fernando Valley homes, Frank Spencer Realtor, Mr. Chatsworth, Chatsworth Realtor, Porter Ranch Realtor, home selling tips
 

CA Real Estate Update, Mortgage Rates Drop, What It Means For Buyers And Sellers

In this episode, Frank Spencer, local REALTOR® in Chatsworth and Porter Ranch, breaks down the latest California housing market trends from the California Association of Realtors. We cover home sales, inventory, mortgage rates, and what these numbers mean for buyers and sellers in 2025–2026.
Learn:
How statewide home sales are performing and what’s expected next year
The impact of recent Federal Reserve rate cuts on affordability
County-level market trends and where opportunities exist
Practical advice for buyers and sellers in today’s shifting market
Whether you’re planning to buy, sell, or just want to stay informed, this episode gives you the insights you need to navigate California real estate.
Resources & Links:
Free Home Seller’s Guide → https://mrchatsworth.com/ebook
Keywords / SEO: California real estate market, housing market update California, California home sales, buying a home California, selling a home California, mortgage rates California, CA real estate trends

San Carlo Italian Deli Authentic Italian Food In The San Fernando Valley

In this episode, I share a hidden gem in the San Fernando Valley — San Carlo Italian Deli in Chatsworth. After 17 years of loyalty to our favorite Italian deli in Northridge, my wife and I decided to try something new, and what we found was nothing short of amazing.
From the moment we walked into San Carlo Italian Deli, located at 10178 Mason Ave, Chatsworth, CA 91311, we knew we were in for something special. Fresh-baked bread made daily, authentic Italian sandwiches, and their unforgettable meatballs set this place apart. Add in the warm hospitality from Pasqual, the owner himself, and it’s no wonder every table inside and outside was full of smiling customers.
Whether you’re looking to shop, dine in, or take a true taste of Italy home with you, this deli is a must-visit for anyone in Chatsworth, Northridge, Porter Ranch, or anywhere in the San Fernando Valley.
👉 If you enjoy discovering the best local restaurants, hidden gems, and lifestyle spots in the Valley, make sure to follow along for more insights.
#Chatsworth #SanFernandoValley #ItalianFood #SanCarloItalianDeli #RestaurantReview

Best BBQ In Simi Valley: Cork & Batter Review

In this episode, I review Cork & Batter Roadhouse, the newest BBQ restaurant in Simi Valley, California. Located at the Simi Town Center, this roadhouse-style BBQ joint is quickly gaining attention for its smoky brisket, juicy tri-tip, and a menu that rivals long-time favorite Red’s BBQ.
Here’s what I cover:✅ The appetizer you don’t want to miss – Cowboy Candy (sweet glazed bacon heaven)✅ Why the brisket point cut is a must-order at Cork & Batter✅ Tri-tip cooked to tender, medium-rare perfection✅ How their baby back ribs, mac n’ cheese, and cornbread stack up✅ A side-by-side comparison: Cork & Batter vs. Red’s BBQ
I’ll also share the restaurant’s ambiance, including live music on weekends, and why Cork & Batter might just be the best BBQ restaurant in Simi Valley right now.
As someone who covers the Chatsworth and Porter Ranch lifestyle and community, I love highlighting incredible restaurants in the surrounding areas. Great food, great atmosphere, and a taste of Southern California BBQ culture all rolled into one.
👉 Connect with me for more Chatsworth & Porter Ranch lifestyle content and real estate insights: mrchatsworth.com
#SimiValleyRestaurants #BBQPodcast #BestBBQSimiValley #CorkAndBatterRoadhouse #ChatsworthLifestyle #PorterRanchRealEstate

7 Costly Mistakes To Avoid When Selling Your Home

Are you thinking about selling your home? Before you spend thousands on renovations or upgrades, stop and listen! In this episode, REALTOR® Frank Spencer reveals the 7 things NOT to do when selling your home — common mistakes that cost sellers money and reduce buyer appeal. From kitchen remodels and flooring to roofs, landscaping, and more, Frank breaks down the myths floating around social media and gives you practical, low-cost alternatives that buyers actually love.
Plus, stay tuned until the end for two bonus tips — simple, affordable steps you can take right now that make a huge difference in your home’s desirability and sale price.
👉 Whether you’re in Porter Ranch, Chatsworth, Northridge, or anywhere in the San Fernando Valley, this episode will help you avoid wasting money and maximize your profit when selling your home.
🔑 What you’ll learn in this episode:
7 costly mistakes homeowners make when preparing to sell
What upgrades buyers will NOT pay you back for
Budget-friendly alternatives that boost appeal
Two must-do tips that make your home shine
Why “If it smells, it won’t sell” is the #1 rule in real estate
📘 Download your free Home Seller’s Guide here: MrChatsworth.com/ebook
 

Housing Market 2025 Is A Crash Really Coming?

Is the housing market in 2025 on the verge of a crash, or are rising inventories and slowing buyer activity being blown out of proportion? In this episode, I break down the three real indicators of a true housing market collapse — supply and demand trends, foreclosure activity, and buyer demand.
We’ll look at where these metrics stand today, compare them to past crashes like the Great Recession of 2008, and uncover why I don’t believe we’re heading into another housing bubble burst. With over 32 years of experience as an independent real estate broker, I’ve lived through multiple market shifts and know the warning signs that appear long before prices drop 20–30%.
Here’s what you’ll learn in this episode:
Why current inventory levels are nowhere near 2008 crash numbers.
How today’s foreclosure rates compare to the Great Recession.
The impact of mortgage interest rates on buyer demand and home prices.
Why strong homeowner equity is preventing a housing collapse.
Housing Market 2025
Real Estate Crash or Bubble
Home Prices and Inventory Trends
Mortgage Rates and Buyer Demand
Foreclosures and Market Update
If you’ve been wondering whether home prices will crash in 2025, or if this is just a new normal in real estate, this episode will give you clarity based on data — not fear.
🎧 Tune in, subscribe, and join the conversation. Is the sky really falling, or is the housing market stronger than people think?

Best Burgers Near Chatsworth and Porter Ranch

After 45 years behind the grill, I went on a mission to find the best non-franchise burgers near Chatsworth, Porter Ranch, and the greater San Fernando Valley. No buns, no fluff — just beef, cheese, and bacon, judged side by side.
In this episode, we rank burgers from:
Burger 3000 (Chatsworth)
Daglas Drive-In (Winnetka)
For The Win (Van Nuys)
Fun Burger (Simi Valley)
Bill’s Burgers (Van Nuys)
Tune in to hear the stories behind each spot, my honest reviews, and the final ranking of the Top 5 best independent burger joints in the area.
📍 Perfect for San Fernando Valley foodies and anyone craving a great local burger!
#Chatsworth #PorterRanch #BurgerPodcast #SanFernandoValleyEats #BestBurgers #IndependentRestaurants #BurgerRanking

Rams-Lakers-Dodgers-Chargers-Where-My-Loyalty-Lies-Now

In this episode, I take a personal deep dive into the highs, lows, heartbreaks, and loyalty shifts that come with being a lifelong Los Angeles sports fan. From the return of the Rams to LA, to the golden years of the Lakers, and the glory days of the Dodgers, this episode explores the passion and pain that defines Southern California sports culture.
I share why the Angels and I are currently "on a break," what Shohei Ohtani’s move to the Dodgers means for Orange County fans, and how the Chargers' move from San Diego still feels like a betrayal to many. I also reflect on how I fell in love with LAFC, why I respect the Clippers' rebuild, and where I think LA sports loyalty truly lies today.
This is more than just a rundown of LA teams — it’s a conversation about identity, nostalgia, and what it means to stand by your team... even when they break your heart.
In this episode:
Los Angeles Rams: From betrayal to redemption
Lakers through the eras: Team Kobe vs. Team LeBron
My shifting allegiance between the Dodgers and Angels
Why LAFC won me over in a big way
Clippers' rise and the need for the Chargers to go back to San Diego
The culture of loyalty in LA sports fandom
If you love LA sports talk, this episode is for you. Whether you're a fan of the Dodgers, Lakers, Rams, Angels, LAFC, or Chargers, you’ll feel seen.